Xavier Magazine

Profile: John K. Ritter


Bachelor of Science–Business Administration, 1994 | Co-owner, Ritter Daniher Financial Advisory; Cincinnati

Passion at Work | Ritter and his business partner, Jeffrey Daniher, launched their firm in July 1999 with no clients but “a solid business plan and a ton of passion.” The company now manages more than $70 million for about 80 families. Ritter attributes the rapid growth in part to its focus on financial life planning, a holistic approach that helps clients not only manage money but also define and achieve their goals.

National Recognition | Bloomberg Wealth Manager has twice named Ritter Daniher one of the top 250 financial advisory firms in the country, and Ritter was recently appointed to a two-year term on the national advisory panel of TD Waterhouse Institutional Services. The panel’s 20 members offer input on new services, technological advances and other issues related to improving the industry.

Close to Home | A Cincinnati native, Ritter had three requirements in choosing a university: a small school, a strong business college and the opportunity to play NCAA Division I golf. “Thankfully, I found what I was looking for right in my hometown.”

Links to Success | During Ritter’s first season on the Musketeer golf team, it featured five freshmen and one sophomore. The young squad won its first tournament and never looked back, winning the Midwest Collegiate Conference championship four years running. Ritter was named all-conference each of those years and served as co-captain in his final two seasons.

Honing a Focus | During his senior year, Ritter worked part time for a financial-planning firm and stepped into a full-time job following graduation. “I learned a lot in my time there, but I also learned that their approach to financial planning differed from the way in which I wanted to deliver it.”

Exclusive Club | Ritter, Daniher and a third partner, Ronda Koehler, are all certified financial planners and work on a fee-only basis—meaning they are compensated solely by fees paid by clients, not through commissions or other forms of compensation.

Staying in Touch | Ritter has remained close to the University through his involvement in a number of societies and activities. He is particularly proud of his work assisting with the All Fore One Golf Classic, a fundraiser for Xavier’s athletic teams. “This event has turned into one of the best in town, and it is raising significant dollars,” he says.

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